IMPORTANT CONSUMER DISCLOSURE

Florida Financial Advisors, Inc. (Florida Financial) is a Florida state registered investment adviser located in Tampa, Florida. Florida Financial may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Florida Financial's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Florida Financial's web site on the Internet should not be construed by any consumer and/or prospective client as Florida Financial's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Florida Financial with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Florida Financial, please contact the state securities regulators for those states in which Florida Financial maintains a registration filing. A copy of Florida Financial's current written disclosure statement discussing Florida Financial's business operations, services, and fees is available from Florida Financial upon written request. Florida Financial does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Florida Financial's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.